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The City Country Group @ Vanguard Properties DRE# 01380792 is there for consumers needing to execute a short sale Guerneville, California

Are you ready to short sell your home?

Not sure what a short sale is? A short sale happens when the value of a home is less than what is owned. This situation is often caused by home values in a market rapidly declining.

For many homeowners, a short sale is an ideal way to avoid foreclosure or bankruptcy when they can get the lender to forgive the remainder of the loan.

The process of a short sale...

First, assess the true market value of your house. If your finances are already pushed to the limit, paying a licensed appraiser may not be feasible. Therefore, an experienced local REALTOR® that knows the current conditions of the Guerneville real estate market is a smart way to get a reliable opinion of your home's worth.

When you're ready to get started, contact me through my site or e-mail me. I'm glad to answer questions you have regarding real estate short sales.

Next, don't forget about your closing costs. My work in this area means I know to account for fees such as title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs upon closing.

Finally, contact your lender and notify them of the situation. They may even have a particular department that manages short sales. Ask about their specific steps. Some lenders will be more inclined to work with you than others. They may be able to reduce your loan principal or make other arrangements. Your lender will have to give consent for the final sale.